Spend Planner

Which card should you actually be using?

Enter your monthly spends or upload a statement (analysed privately in your browser). We match your spending pattern to every card and show how much more you could earn.

Shopping· Amazon, Flipkart, Myntra, malls

₹

Dining· Zomato, Swiggy, restaurants

₹

Groceries· BigBasket, Blinkit, DMart

₹

Fuel· Petrol, diesel, fuel stations

₹

Travel· Flights, hotels, cabs, IRCTC

₹

Movies· PVR, INOX, BookMyShow

₹

Utilities· Electricity, mobile, DTH, gas

₹

Online / other e-com· Razorpay, PayU, CRED & other gateways

₹

UPI payments· UPI spends (rewarded on RuPay cards)

₹

Everything else· Rent, misc. spends

₹

Or log individual transactions

Total Tracked Monthly Base Spend:₹42,000

Top performing card recommendation

ABSamsung Axis Bank Infinite Credit Card

₹1,573

net savings / mo

₹18,880

net annualized

3.7%

yield rate

Value Leak Analysis

🛍️ Shopping	10%Samsung Axis Bank Infinite Credit Card	+₹800
🌐 Online / other e-com	10%Samsung Axis Bank Infinite Credit Card	+₹500
🛒 Groceries	7%Axis Bank Magnus Credit Card for Burgundy	+₹420
🍽️ Dining	10%Swiggy HDFC Bank Credit Card	+₹400
💳 Everything else	7%Axis Bank Magnus Credit Card for Burgundy	+₹280
💡 Utilities	8.5%cappedAxis Bank Airtel Credit Card	+₹255
⛽ Fuel	7.5%RBL IndianOil Credit Card	+₹225
✈️ Travel	7%Axis Bank Magnus Credit Card for Burgundy	+₹210
📱 UPI payments	3%Samsung Axis Bank Infinite Credit Card	+₹150
🎬 Movies	7%Axis Bank Magnus Credit Card for Burgundy	+₹70

Yield Index Ranking

Card Product	Gross	Fee	Net / mo
AB Samsung Axis Bank Infinite Credit CardBest match	₹1,990	₹5,000	₹1,573
AB Samsung Axis Bank Signature Credit Card	₹1,530	₹500	₹1,488
SC PhonePe SBI Card SELECT BLACK	₹1,390	₹1,499	₹1,265
Swiggy HDFC Bank Credit Card	₹1,260	₹500	₹1,218
SBI Cashback Card	₹1,180	₹999	₹1,097