SBI Card
PhonePe SBI Card SELECT BLACK
VisaRuPay
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Welcome bonus
₹1500 PhonePe gift voucher after first bill payment
👍 Pros
- ✓ 21–70 years
👎 Cons
- ✕ 10% value-back on PhonePe app spends (utilities recharges travel)
- ✕ 5% value-back across online shopping
- ✕ 1 Reward Point = ₹1 statement credit