Swiggy HDFC Bank Credit Card
*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.
₹500
Waiver: Spend ₹2 Lakhs in an anniversary year
10% Cashback on Swiggy (Food, Instamart, Dineout, Genie)
Swiggy Money Cashback
Not applicable
Intl: Not applicable
3.5%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in 10% cashback on Swiggy, 5% cashback on online shopping across key apps.
⚡ Value Calculation
Annual Fee: ₹500. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹19,800/yr
₹1,650/mo (Points + Milestone Vouchers)
₹0 (Waived)
Spend >= Waiver threshold
₹19,800
🔥 5.5% net return on your spend
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