Category Ranking Guide
Best Credit Cards for Travel & Flights in India (2026)
Compare top travel credit cards with 5X air miles, zero forex markup, complimentary Priority Pass lounge access, and Accor/Marriott hotel point transfers.
HSBC Premier Credit Card
3 Reward Points per ₹100 on Travel, International & Dining; 1.5 Reward Points per ₹100 on all other spends (1:1 Transfer to Accor Live Limitless & KrisFlyer)
AU ixigo Credit Card
20 Reward Points per ₹200 on train/flight bookings via ixigo; 10 RP on online spends; 5 RP offline
HDFC Diners Club Black Metal Edition Credit Card
5 Reward Points per ₹150 spent (~3.3%); up to 10X on SmartBuy
HDFC Infinia Credit Card (Metal Edition)
5 Reward Points per ₹150 spent (~3.3%); up to 10X (~33%) on SmartBuy hotel/flight bookings
ICICI Bank Emeralde Private Metal Credit Card
6 reward points per ₹200 spent (up to ~3% value) on eligible retail spends
Scapia Federal Credit Card
10% Scapia coins on all spends; 20% coins on flights & hotel bookings via Scapia app
Axis Atlas
5 EDGE Miles per ₹100 on travel; 2 per ₹100 on other eligible spends
HSBC TravelOne
4 Reward Points per ₹100 on flights, travel & forex; 2 per ₹100 elsewhere (no cap)
Tata Neu Infinity HDFC Bank Credit Card
5% NeuCoins on Tata Neu app and partner Tata brands; 1.5% on other retail/UPI spends
RBL World Safari Credit Card
5 Travel Points per ₹100 on travel spends; 2 TP per ₹100 on other spends
ICICI Bank Sapphiro Credit Card
4 PAYBACK/ICICI Reward Points per ₹100 on intl spends; 2 RP per ₹100 domestic
American Express Platinum Travel Credit Card
1 Membership Rewards point per ₹50 spent (excludes fuel, utilities, insurance, cash & EMI); strong value via milestone bonuses
Equitas PowerMiles
3 Reward Points per ₹100; 3X on international spends
HDFC Regalia Gold Credit Card
4 Reward Points per ₹150 spent (~1.3%); 5X on Nykaa/Myntra/Reliance/Marks & Spencer; up to 10X on SmartBuy
IDFC FIRST Select Credit Card
3 reward points per ₹200 on spends up to ₹20,000/month; 10 reward points per ₹200 above ₹20,000/month (1 RP = ₹0.25, i.e. ~0.375% to ~1.25%)
SBI Card ELITE
5X points (~2.5%) on dining, departmental stores and grocery; 2 points per ₹100 (0.5%) on other spends