Category Ranking Guide
Best Credit Cards for Swiggy, Zomato & Food Delivery (2026)
Get 10% instant cashback on Swiggy, Zomato, Blinkit, and Zepto orders with top food delivery credit cards in India.
HSBC
HSBC Live+ Credit Card
10% cashback on Dining, Food Delivery (Swiggy/Zomato) & Groceries (Blinkit/Zepto/Instamart); 1.5% elsewhere
Food deliveryGroceriesDiningCashback
Annual Fee:₹999
View Card & Apply →Axis Bank
Axis Bank ACE Credit Card
5% cashback on utility bills & recharges via Google Pay; 4% on Swiggy, Zomato & Ola; 1.5% flat on all other spends (5%/4% categories capped at ₹500 per statement cycle)
Utility billsEveryday cashbackFood delivery
Annual Fee:₹499
View Card & Apply →American Express
Amex Platinum Reserve
1 Membership Rewards point per ₹50 (excl. fuel, insurance, utilities, cash, EMI)
DiningAirport loungesMilestone rewards
Annual Fee:₹10,000
View Card & Apply →HDFC Bank
Swiggy HDFC Bank Credit Card
10% cashback on Swiggy app (food, Instamart, Dineout, Genie); 5% on online spends at partner brands; 1% on other spends
Food deliveryOnline shoppingCashbackBudget card
Annual Fee:₹500
View Card & Apply →