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HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

RuPay
Tata ecosystem shoppingUPI rewardsLounge accessLow forex

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Welcome bonus

1,499 NeuCoins on the Tata Neu app, offsetting the joining fee

👍 Pros

  • Up to 5% NeuCoins on Tata Neu and partner Tata brands
  • Low 2% forex markup for the segment
  • Earns rewards on RuPay UPI spends

👎 Cons

  • Rewards most valuable only within Tata ecosystem
  • High ₹3 lakh spend needed for fee waiver
  • UPI reward earnings capped