SBI Card ELITE
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₹4,999
Waiver: Spend ₹10 Lakhs in an anniversary year
5X Rewards (2%) on Dining, Departmental stores & International spends
Reward Points
8 complimentary domestic lounge access visits per year (2 per quarter)
Intl: 6 complimentary international lounge access visits via Priority Pass
1.99%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Free movie tickets worth ₹6,000/yr, Low 1.99% forex fee.
⚡ Value Calculation
Annual Fee: ₹4,999. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹7,200/yr
₹600/mo (Points + Milestone Vouchers)
₹4,999
Spend ₹10 Lakhs in an anniversary year
₹2,201
🔥 0.6% net return on your spend
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