Welcome bonus
Bonus reward points on early milestone spends (check current offer)
👍 Pros
- ✓ Transfers to 20+ airline & hotel partners
- ✓ Frequent 0% forex markup offers — great for travel
- ✓ 6 domestic + 4 international lounge visits, no spend criteria
👎 Cons
- ✕ High annual fee unless you spend ₹8L
- ✕ Base forex is 3.5% (waived only during 0% forex offers)
- ✕ Best value needs partner transfers