HDFC Regalia Gold Credit Card
*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.
₹2,500
Waiver: Spend ₹4 Lakhs in an anniversary year
4 Points/₹150 (up to 5X on Myntra, Nykaa, Marks & Spencer)
Reward Points
12 complimentary airport lounge access visits per calendar year
Intl: 6 complimentary international airport lounge access visits via Priority Pass
2.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Lifestyle & shopping rewards, Airport lounge access, Low forex markup.
⚡ Value Calculation
Annual Fee: ₹2,500. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹9,000/yr
₹750/mo (Points + Milestone Vouchers)
₹2,500
Spend ₹4 Lakhs in an anniversary year
₹6,500
🔥 1.8% net return on your spend
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