HDFC Infinia Credit Card (Metal Edition)
*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.
₹12,500
Waiver: Spend ₹10 Lakhs in an anniversary year
3.3% to 33.3% on SmartBuy
Reward Points
Unlimited complimentary domestic lounge access for primary and add-on cardholders
Intl: Unlimited complimentary international lounge access via Priority Pass
2.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Super premium travel, SmartBuy flight & hotel bookings, Unlimited lounge access.
⚡ Value Calculation
Annual Fee: ₹12,500. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹59,976/yr
₹4,998/mo (Points + Milestone Vouchers)
₹12,500
Spend ₹10 Lakhs in an anniversary year
₹47,476
🔥 13.2% net return on your spend
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