Axis Bank ACE Credit Card
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₹499
Waiver: Spend ₹2 Lakhs in an anniversary year
5% Cashback on Google Pay bills, 4% on Swiggy/Zomato/Ola, 1.5% offline
Cashback
4 complimentary domestic lounge access visits per year
Domestic focus
3.5%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in 5% cashback on bill payments via Google Pay, 1.5% offline cashback.
⚡ Value Calculation
Annual Fee: ₹499. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹9,600/yr
₹800/mo (Points + Milestone Vouchers)
₹0 (Waived)
Spend >= Waiver threshold
₹9,600
🔥 2.7% net return on your spend
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