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🏛️ Axis Bank

Axis Bank Atlas Credit Card

4.8 / 5
💳 Visa💳 Mastercard
Best for:Direct flight & hotel bookings (10% reward value)Airline/hotel mile transfers

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

Axis Bank Atlas Credit Card
Joining / Annual Fee

₹5,000

Standard Fee

Reward Rate

5 EDGE Miles per ₹100 on direct flight & hotel bookings

EDGE Miles

Lounge Access

Up to 18 domestic lounge access visits per year

Intl: Up to 12 international lounge visits per year

Forex Markup Fee

3.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

🔥 Highly Recommended

🎯 Ideal For

Users seeking max value in Direct flight & hotel bookings (10% reward value), Airline/hotel mile transfers.

Value Calculation

Annual Fee: ₹5,000. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 10% Returns
/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones

+₹41,004/yr

₹3,417/mo (Points + Milestone Vouchers)

Net Fee Paid

₹5,000

Standard annual fee

Net Annual Profit

₹36,004

🔥 10.0% net return on your spend

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*Verified T&C