Welcome bonus
11,000 MR points on ₹30,000 spend within the first 90 days
👍 Pros
- ✓ 12 complimentary domestic lounge visits a year
- ✓ Excellent Membership Rewards transfer partners
- ✓ Strong dining, milestone & concierge benefits
👎 Cons
- ✕ ₹10,000 joining + ₹10,000 renewal (plus taxes; renewal waived on ₹10L spend)
- ✕ Amex acceptance still growing in India
- ✕ Best value needs active point redemption