SalaryPe Credit Card
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SalaryPe Credit Card
Cashback
Free
Waiver: Lifetime Free for salaried employees
2% - 5% instant cashback on salary advance & merchant spends
Cashback
Not included
Intl: Not included
3.5%
Standard markup
Welcome Bonus & Activation Offer
₹500 welcome cashback bonus on first transaction
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Salaried Employees, Instant Credit, Zero Fee Cashback.
⚡ Value Calculation
Annual Fee: Free. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹7,200/yr
₹600/mo (Points + Milestone Vouchers)
₹0 (Waived)
Spend >= Waiver threshold
₹7,200
🔥 2.0% net return on your spend
⚖️ Pros & Cons
What We Like
- ✓Tailored specifically for salaried individuals
- ✓Lifetime Free with instant credit line access
- ✓Direct cashback on utility bills & retail spends
Things to Keep in Mind
- ✕Available only for salaried employees
- ✕No airport lounge access
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