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🏛️ Axis Bank

Axis Bank Reserve Credit Card

4.8 / 5
💳 Visa💳 Mastercard

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

Axis BankVisa

Axis Bank Reserve Credit Card

30 EDGE Rewards per ₹200 spent (3.0% value-back)

Joining / Annual Fee

₹50,000

Standard Fee

Reward Rate

30 EDGE Rewards per ₹200 spent (3.0% value-back)

EDGE Rewards

Lounge Access

Unlimited domestic lounge access for primary & add-on holders

Intl: Unlimited international lounge access via Priority Pass

Forex Markup Fee

1.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

🔥 Highly Recommended

🎯 Ideal For

Cardholders looking for reliable rewards and perks.

⚡ Value Calculation

Annual Fee: ₹50,000. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 3% Returns
₹/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones

+₹10,800/yr

₹900/mo (Points + Milestone Vouchers)

Net Fee Paid

₹50,000

Standard annual fee

Net Annual Profit

Free

🔥 0% net return on your spend

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*Verified T&C