Head-to-Head Comparison
SBI Cashback vs HSBC Live+ — Which Card Gives More Cash Back?
Data-backed side-by-side comparison across rewards, annual fees, forex markup, and travel privileges.
SBI Card
BPCL SBI Card Octane
Annual Fee₹1,499
Fee WaiverAnnual fee waived on spends of ₹2 lakh in the previous year
Forex Markup3.5%
Domestic Lounge4 complimentary domestic lounge visits per year (max 1 per quarter)
Key Strengths
Fuel savingsBPCL loyalistsCommuters
HSBC
HSBC Live+ Credit Card
Annual Fee₹999
Fee WaiverSpend ₹2L in a year
Forex Markup3.5%
Domestic Lounge4 visits/year (1 per quarter)
Key Strengths
Food deliveryGroceriesDiningCashback