TheLoot LogoTheLoot.in
🏛️ HDFC Bank

Tata Neu Infinity HDFC Bank Credit Card

4.7 / 5
💳 RuPay💳 Visa🌐 Low Forex Markup
Best for:1.5% NeuCoins on RuPay UPI5% NeuCoins on Tata ecosystemLow 2% forex fee

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

HDFC BankRuPay

Tata Neu Infinity HDFC Bank Credit Card

5% NeuCoins on Tata Neu & partner Tata brands (1.5% on RuPay UPI)

Joining / Annual Fee

₹1,499

Waiver: Spend ₹3 Lakhs in an anniversary year

Reward Rate

5% NeuCoins on Tata Neu & partner Tata brands (1.5% on RuPay UPI)

NeuCoins

Lounge Access

8 complimentary domestic lounge visits per calendar year (2 per quarter)

Intl: 4 complimentary international lounge visits per calendar year via Priority Pass

Forex Markup Fee

2.0%

Great for overseas travel

💡

The Loot Verdict

Executive summary for savvy cardholders

🔥 Highly Recommended

🎯 Ideal For

Users seeking max value in 1.5% NeuCoins on RuPay UPI, 5% NeuCoins on Tata ecosystem, Low 2% forex fee.

Value Calculation

Annual Fee: ₹1,499. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 5% Returns
/ month
Presets:
Select Your Spend Profile:
Fee Waiver Goal: ₹3,00,000/yr🎉 100% Fee Waived!
Gross Rewards & Milestones

+₹18,000/yr

₹1,500/mo (Points + Milestone Vouchers)

Net Fee Paid

₹0 (Waived)

Spend >= Waiver threshold

Net Annual Profit

₹18,000

🔥 5.0% net return on your spend

Similar Cards to Consider

Compare rewards, fees, and perks side by side.

View All Cards →
American Express Platinum Card

American Express

Joining Fee: ₹60,000

American Express Platinum Card

✈️ Travel
  • 1 MR Point per ₹50 spent (up to 5X on Reward Multiplier)
  • Centurion lounge access
  • 5-star hotel elite status tier status
*Verified T&C