Scapia Federal Credit Card
*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.
Scapia Federal Credit Card
20% Scapia Coins on travel bookings in Scapia app
Free
Standard Fee
20% Scapia Coins on travel bookings in Scapia app
Scapia Coins
Unlimited domestic lounge access (on spending ₹10,000/month)
Domestic focus
0.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in 0% markup on international transactions, Lifetime free travel rewards.
⚡ Value Calculation
Annual Fee: Free. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹72,000/yr
₹6,000/mo (Points + Milestone Vouchers)
Free
Standard annual fee
₹72,000
🔥 20.0% net return on your spend
Similar Cards to Consider
Compare rewards, fees, and perks side by side.
Axis Bank Magnus Credit Card for Burgundy
Axis Bank
Joining Fee: ₹30,000Axis Bank Magnus Credit Card for Burgundy
- •35 EDGE Rewards per ₹200 spent above ₹1.5L/mo threshold (5:4 transfer ratio)
- •Unlimited domestic lounge access
Amazon Pay ICICI Bank Credit Card
ICICI Bank
Joining Fee: ₹0Amazon Pay ICICI Bank Credit Card
- •5% Cashback for Prime members (3% non-Prime) on Amazon
- •Uncapped 5% cashback on Amazon
- •Lifetime free card
American Express
Joining Fee: ₹60,000American Express Platinum Card
- •1 MR Point per ₹50 spent (up to 5X on Reward Multiplier)
- •Centurion lounge access
- •5-star hotel elite status tier status