Standard Chartered Ultimate Credit Card
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Standard Chartered Ultimate Credit Card
5 Reward Points per ₹150 spent (flat 3.33% reward rate)
₹5,000
Standard Fee
5 Reward Points per ₹150 spent (flat 3.33% reward rate)
Reward Points
4 complimentary domestic lounge access visits per quarter
Intl: 1 complimentary international lounge visit per month via Duty Free
2.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Flat 3.33% reward rate across all spending, Low 2% forex fee.
⚡ Value Calculation
Annual Fee: ₹5,000. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹11,988/yr
₹999/mo (Points + Milestone Vouchers)
₹5,000
Standard annual fee
₹6,988
🔥 1.9% net return on your spend
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