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🏛️ SBI Card

SBI Mumbai Metro Card

4 / 5
💳 Visa

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

SBI CardVisa

SBI Mumbai Metro Card

10 Reward Points per ₹100 on Metro auto-topup

Joining / Annual Fee

₹499

Standard Fee

Reward Rate

10 Reward Points per ₹100 on Metro auto-topup

Reward Points

Lounge Access

Check terms

Domestic focus

Forex Markup Fee

3.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

👍 Good Choice

🎯 Ideal For

Cardholders looking for reliable rewards and perks.

Value Calculation

Annual Fee: ₹499. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 2.5% Returns
/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones

+₹9,000/yr

₹750/mo (Points + Milestone Vouchers)

Net Fee Paid

₹499

Standard annual fee

Net Annual Profit

₹8,501

🔥 2.4% net return on your spend

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*Verified T&C