🏛️ RBL Bank
RBL IndianOil Xtra Credit Card
4.2 / 5
💳 RuPay*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.
Joining / Annual Fee
₹500
Standard Fee
Reward Rate
8.5% Savings on IndianOil fuel purchases
Fuel Points
Lounge Access
Check terms
Domestic focus
Forex Markup Fee
3.5%
Standard markup
💡
The Loot Verdict
Executive summary for savvy cardholders
👍 Good Choice
🎯 Ideal For
Cardholders looking for reliable rewards and perks.
⚡ Value Calculation
Annual Fee: ₹500. Easily recovered if annual spends exceed fee waiver benchmarks.
🧮
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
🔥 Up to 8.5% Returns
₹/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones
+₹26,200/yr
₹2,183/mo (Points + Milestone Vouchers)
Net Fee Paid
₹500
Standard annual fee
Net Annual Profit
₹25,700
🔥 7.1% net return on your spend
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