OneCard Metal Credit Card
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OneCard Metal Credit Card
5X Rewards on top 2 spend categories each month
Free
Standard Fee
5X Rewards on top 2 spend categories each month
OnePoints
Check terms
Domestic focus
1.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Users seeking max value in Lifetime free metal credit card, Low 1% forex markup.
⚡ Value Calculation
Annual Fee: Free. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹9,000/yr
₹750/mo (Points + Milestone Vouchers)
Free
Standard annual fee
₹9,000
🔥 2.5% net return on your spend
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