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🏛️ Kotak Mahindra Bank

Kotak Mojo Platinum Credit Card

4.1 / 5
💳 Visa

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

Kotak BankVisa

Kotak Mojo Platinum Credit Card

2.5 Mojo Points per ₹100 on online spends

Joining / Annual Fee

₹1,000

Standard Fee

Reward Rate

2.5 Mojo Points per ₹100 on online spends

Mojo Points

Lounge Access

Check terms

Domestic focus

Forex Markup Fee

3.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

👍 Good Choice

🎯 Ideal For

Cardholders looking for reliable rewards and perks.

Value Calculation

Annual Fee: ₹1,000. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 2.5% Returns
/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones

+₹9,000/yr

₹750/mo (Points + Milestone Vouchers)

Net Fee Paid

₹1,000

Standard annual fee

Net Annual Profit

₹8,000

🔥 2.2% net return on your spend

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Joining Fee: ₹60,000

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✈️ Travel
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*Verified T&C