IDFC FIRST Private Credit Card
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IDFC FIRST Private Credit Card
10X Points (2.5%) on all spends with zero capping
₹50,000
Standard Fee
10X Points (2.5%) on all spends with zero capping
Reward Points
Check terms
Domestic focus
0.0%
Great for overseas travel
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Cardholders looking for reliable rewards and perks.
⚡ Value Calculation
Annual Fee: ₹50,000. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹9,000/yr
₹750/mo (Points + Milestone Vouchers)
₹50,000
Standard annual fee
Free
🔥 0% net return on your spend
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