ICICI Bank Emeralde Credit Card
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ICICI Bank Emeralde Credit Card
4 Reward Points per ₹100 on retail spends
₹12,000
Standard Fee
4 Reward Points per ₹100 on retail spends
Reward Points
Unlimited domestic lounge visits
Intl: Unlimited international lounge visits via Priority Pass
1.5%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Cardholders looking for reliable rewards and perks.
⚡ Value Calculation
Annual Fee: ₹12,000. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹9,000/yr
₹750/mo (Points + Milestone Vouchers)
₹12,000
Standard annual fee
Free
🔥 0% net return on your spend
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