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🏛️ ICICI Bank

ICICI Bank Coral Credit Card

4 / 5
💳 Visa💳 Mastercard💳 RuPay

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ICICI BankVisa

ICICI Bank Coral Credit Card

2 Reward Points per ₹100 spent (0.5% value-back)

Joining / Annual Fee

₹500

Waiver: Spend ₹1.5 Lakhs in an anniversary year

Reward Rate

2 Reward Points per ₹100 spent (0.5% value-back)

Reward Points

Lounge Access

1 complimentary domestic airport lounge visit per quarter

Domestic focus

Forex Markup Fee

3.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

👍 Good Choice

🎯 Ideal For

Cardholders looking for reliable rewards and perks.

Value Calculation

Annual Fee: ₹500. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 0.5% Returns
/ month
Presets:
Select Your Spend Profile:
Fee Waiver Goal: ₹1,50,000/yr🎉 100% Fee Waived!
Gross Rewards & Milestones

+₹1,800/yr

₹150/mo (Points + Milestone Vouchers)

Net Fee Paid

₹0 (Waived)

Spend >= Waiver threshold

Net Annual Profit

₹1,800

🔥 0.5% net return on your spend

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*Verified T&C