HDFC UPI RuPay Credit Card
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HDFC UPI RuPay Credit Card
3% CashPoints on PayZapp, Swiggy, Groceries
Free
Standard Fee
3% CashPoints on PayZapp, Swiggy, Groceries
CashPoints
Check terms
Domestic focus
3.5%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Cardholders looking for reliable rewards and perks.
⚡ Value Calculation
Annual Fee: Free. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹10,800/yr
₹900/mo (Points + Milestone Vouchers)
Free
Standard annual fee
₹10,800
🔥 3.0% net return on your spend
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