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🏛️ HDFC Bank

Tata Neu Plus HDFC Bank Credit Card

4.3 / 5
💳 RuPay💳 Visa
Best for:RuPay UPI spendsTata brand shopping rewards

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

HDFC BankRuPay

Tata Neu Plus HDFC Bank Credit Card

2% NeuCoins on Tata Neu & partner Tata brands (1% on RuPay UPI)

Joining / Annual Fee

₹499

Waiver: Spend ₹1 Lakh in an anniversary year

Reward Rate

2% NeuCoins on Tata Neu & partner Tata brands (1% on RuPay UPI)

NeuCoins

Lounge Access

4 complimentary domestic lounge visits per calendar year (1 per quarter)

Intl: Not applicable

Forex Markup Fee

3.5%

Standard markup

💡

The Loot Verdict

Executive summary for savvy cardholders

👍 Good Choice

🎯 Ideal For

Users seeking max value in RuPay UPI spends, Tata brand shopping rewards.

Value Calculation

Annual Fee: ₹499. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 2% Returns
/ month
Presets:
Select Your Spend Profile:
Fee Waiver Goal: ₹1,00,000/yr🎉 100% Fee Waived!
Gross Rewards & Milestones

+₹7,200/yr

₹600/mo (Points + Milestone Vouchers)

Net Fee Paid

₹0 (Waived)

Spend >= Waiver threshold

Net Annual Profit

₹7,200

🔥 2.0% net return on your spend

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*Verified T&C