Welcome bonus
1,000 CashPoints on payment of joining fee
👍 Pros
- ✓ 5% cashback on 10 popular online brands
- ✓ Low ₹1,000 fee, waivable on ₹1 lakh annual spend
- ✓ Quarterly milestone vouchers plus lounge access
👎 Cons
- ✕ Monthly cashback capped at 1,000 CashPoints per category
- ✕ High 3.5% forex markup, weak for travel
- ✕ Restrictive reward redemption for non-online spends