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🏛️ Axis Bank

Axis Bank Magnus Credit Card

4.7 / 5
💳 Visa💳 Mastercard🌐 Low Forex Markup

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Axis BankVisa

Axis Bank Magnus Credit Card

12 EDGE Rewards per ₹200 spent (1.2% base value)

Joining / Annual Fee

₹12,500

Waiver: Spend ₹25 Lakhs in an anniversary year

Reward Rate

12 EDGE Rewards per ₹200 spent (1.2% base value)

EDGE Rewards

Lounge Access

Unlimited domestic lounge access with 4 guest visits per year

Intl: Unlimited international lounge access via Priority Pass

Forex Markup Fee

2.0%

Great for overseas travel

💡

The Loot Verdict

Executive summary for savvy cardholders

🔥 Highly Recommended

🎯 Ideal For

Cardholders looking for reliable rewards and perks.

⚡ Value Calculation

Annual Fee: ₹12,500. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 12% Returns
₹/ month
Presets:
Select Your Spend Profile:
Fee Waiver Goal: ₹25,00,000/yr14% achieved
Gross Rewards & Milestones

+₹43,200/yr

₹3,600/mo (Points + Milestone Vouchers)

Net Fee Paid

₹12,500

Spend ₹25 Lakhs in an anniversary year

Net Annual Profit

₹30,700

🔥 8.5% net return on your spend

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*Verified T&C