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🏛️ AU Small Finance Bank

AU ixigo Credit Card

4.9 / 5
💳 RuPay💳 Visa🌐 Low Forex Markup
Best for:0% forex markupLifetime free travel card10% ixigo savings

*Apply links lead directly to official partner or bank portal. Verify latest T&C before applying.

AU Small Finance BankRuPay

AU ixigo Credit Card

10% Instant discount on ixigo flight & train bookings

Joining / Annual Fee

Free

Standard Fee

Reward Rate

10% Instant discount on ixigo flight & train bookings

Reward Points

Lounge Access

8 complimentary domestic lounge access visits per year (2 per quarter)

Intl: 1 complimentary international lounge visit per year

Forex Markup Fee

0.0%

Great for overseas travel

💡

The Loot Verdict

Executive summary for savvy cardholders

🔥 Highly Recommended

🎯 Ideal For

Users seeking max value in 0% forex markup, Lifetime free travel card, 10% ixigo savings.

Value Calculation

Annual Fee: Free. Easily recovered if annual spends exceed fee waiver benchmarks.

🧮

Interactive Net-Value & Cashback Calculator

Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.

🔥 Up to 10% Returns
/ month
Presets:
Select Your Spend Profile:
Gross Rewards & Milestones

+₹19,200/yr

₹1,600/mo (Points + Milestone Vouchers)

Net Fee Paid

Free

Standard annual fee

Net Annual Profit

₹19,200

🔥 5.3% net return on your spend

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*Verified T&C