AU Altura Credit Card
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AU Altura Credit Card
2% Cashback on Grocery, Utility & Departmental
₹199
Standard Fee
2% Cashback on Grocery, Utility & Departmental
Cashback
Check terms
Domestic focus
3.5%
Standard markup
The Loot Verdict
Executive summary for savvy cardholders
🎯 Ideal For
Cardholders looking for reliable rewards and perks.
⚡ Value Calculation
Annual Fee: ₹199. Easily recovered if annual spends exceed fee waiver benchmarks.
Interactive Net-Value & Cashback Calculator
Tailor your exact spend categories to calculate your true net annual profit and milestone rewards.
+₹7,200/yr
₹600/mo (Points + Milestone Vouchers)
₹199
Standard annual fee
₹7,001
🔥 1.9% net return on your spend
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